fpil - launch of standalone ci cover

friends provident international has soft launched their latest product, a standalone critical illness cover (cic).

standalone critical illness cover is a non-participating regular premium term plan covering 30 critical illnesses.

minimum term is 5 years or age plus term until age under 80 years.

it is open to both single life or 2 lives and available in 5 major currencies.

maximum critical illness cover is:

a. USD$1 million
b. HKD$7,910,000
c. SGD$1,700,000
d. GBP565,000
e. EUR836,200

list of critical illness covered:

1. alzheimer's disease/severe dementia
2. angioplasty and other invasive treatment for coronary artery (part
payment only)
3. aplastic anaemia
4. bacteria meningitis
5. benign brain tumour
6. blindness (loss of sight)
7. coma
8. coronary artery by-pass surgery
9. deafness (loss of hearing)
10. encephalitis
11. end stage liver failure
12. end stage lung disease
13. fulminant hepatisis
14. heart attack
15. heart valve surgery
16. hiv due to blood transfusion and occupationally acquired hiv*
17. kidney failure
18. loss of speech
19. major burns
20. major cancers
21. major head trauma
22. major organ/bone marrow transplantation
23. motor neurone disease
24. multiple sclerosis
25. muscular dystrophy
26. paralysis (loss of use of limbs)
27. parkinson's disease
28. primary pulmonary hypertension
29. stroke
30. surgery to aorta

*the eligible occupations for occupationally acquired hiv are:

a. medical practitioner/medical student/state registered nurse
b. medical lab technician/housemen/dentist (surgeon and nurse)
c. paramedical worker working in a medical centre or clinic (in singapore)