hsbc insurance has just launched what i term as a second generation critical illness product, early critical care which is one of the most comprehensive protection plans currently available.
benefits at a glance:
Covers 90 conditions
Enjoy comprehensive coverage against a wide range of illnesses.
Provides 100% payout even for early stage critical illness
Early Critical Care pays 100% of the sum assured in the early, intermediate and critical stages#
Covering illnesses not commonly insured in Singapore
Covering prevalent illnesses such as Dengue Haemorrhagic Fever, Diabetic Retinopathy, Osteoporosis and Severe Rheumatoid Arthritis
my comments:
it has to happen, sooner or later with another joining the bandwagon to roll out what i term as a second generation critical illness product.
because hsbc insurance is the latest entrant to the market, it offers the most comprehensive coverage of critical illness from early to intermediate to severe critical illness conditions with 90 on the list.
with the usual 30 critical illness, there are 27 intermediate conditions and another 28 falling under early stage. throw in another 4 additional critical illnesses and the total covered number 90 covered conditions which also includes angioplasty and other invasive treatment for coronary artery under coronary artery by-pass surgery.
I saw it coming...the early stage cancer is a scam,'pow chiah' for the insurer. it is no surprise HSBC gives 100% for early stage because it will not happen.......whereas other insurers think they are doing the consumers a favour.
ReplyDeleteGreg Smith is right about Goldman Sachs and the likes...they are a bunch without conscience . The only thing they see is money. You think the insurance companies care for your well being? They see in you money for their own well being.
Wake up and see the truth...and it will free you.
If HSBC can insure 100% for early stage cancer there is something wrong with other insurers' early stage cancer plans, right? The truth is HSBC knows that early stage is an almost impossible stage to detect and therefore if there is cancer it is cancerous and why divide it into stages.You can now see what kind of insurers the other insurers are. They are not sincere and truthful. They just want your money. They designed the products for their salesmen an excuse to call on their unwary but trusting clients. This is the life industry we know today. It has become immoral.
ReplyDeleteI see that you have not gotten any claims under early stage illness before thus making such senseless comments. Wanna conclude if see insurers are really immoral? speak to someone who has suffered from these conditions and made claims before concluding.
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