aia - launch of family first series

aia has just launched their aia family first series products which are investment-linked policies.

the aia family first series offers 2 affordable plans with premiums starting from $100.00 monthly, aia family first protect and aia family first invest.

aia family first protect focuses on providing high protection during income-earning years with the flexibility to decrease protection and place greater emphasis on investment as customers approach retirement and their protection needs decline with these features:

Affordable cover

Receive one of the highest amounts of cover per dollar for the premiums you pay
For instance, a 33-year-old father supporting his wife, young child and mother could meet all his life protection needs for only $9.35^ a day – or about the price of a meal for two at a food centre.

The amount of cover you need, when you need it

Choose to have high protection (and low investment) during your income-earning years, and low protection (and high investment) as you get closer to your retirement
Get an even greater level of protection with optional riders that cover the unexpected things in life – accidents, disabilities and hospitalisation

Flexible investment to meet your financial goals

Choose from a wide range of investment funds suitable to your risk profile, each managed by a professional Fund Manager
Switch funds at any time to benefit from the ones that are performing well
Make top-ups to increase your investment amount
Have access to your cash any time after the first policy year through partial withdrawals – which will be most ideal during your retirement years


aia family first invest is for customers who are already well protected, and offers them the opportunity to focus primarily on growing their wealth namely:

Flexible investment to meet financial goals

Choose from a wide range of investment funds suitable to your risk profile, each managed by a professional Fund Manager
Switch funds at any time to benefit from the ones that are performing well
Make top-ups to increase your investment amount
Have access to your cash any time after the first policy year through partial withdrawals – which will be most ideal during your retirement years

Affordable premiums to suit budget

Start with as little as S$100 a month, and make top-ups at any time. There’s no need to save up a lump sum to invest -- you can get started now to maximise your time in the market.

important notes:

aia family first protect and aia family first invest are Investment-linked Plans (ILP) offered by American International Assurance Company, Limited, Singapore Branch (“AIA”), which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). You should seek advice from an AIA Financial Services Consultant and read the product summary before deciding whether the product is suitable for you. A product summary relating to the ILP fund(s) is available and may be obtained from your AIA Financial Services Consultant. A potential investor should read the product summary before deciding whether to subscribe for units in the ILP fund(s). All insurance applications are subject to AIA’s underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.