the general insurance association of singapore has recently issued a 16 page travel insurance guide to enable consumers to be better informed about travel insurance.
section a covers:
a. why the need for travel insurance
b. where to buy travel insurance
c. types of cover
d. benefits, scope, limitations and exclusions
section b expands on claims and exclusions:
a. travel delay
b. baggage delay
c. trip cancellation and trip curtailment
d. exclusions
e. loss or damage to personal effects
f. claims and
g. disputes
and last but not least, section c is on insurance premiums and specifically, the affordability of premiums.
hyperlink to gia travel insurance guide:
http://www.gia.org.sg/pdfs/GIA_TravelInsurance_FAQ_Guide.pdf
my comments:
as always, the guide is as good as it is but if in doubt, i strongly recommend that u engage a financial adviser prior to purchasing travel insurance.
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